Terms of Service

1. Agreement to Terms

By accessing or using SuwPay's services, you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, you may not access our services.

These Terms apply to all users, merchants, and customers of SuwPay's payment processing services, including our website, APIs, and related services.

2. Services Description

SuwPay provides payment processing services, including but not limited to:

• Payment processing and settlement
• Payment gateway integration
• Multi-currency support
• Fraud prevention and risk management
• Payment analytics and reporting
• Developer APIs and tools

3. Account Registration and Requirements

3.1 Eligibility

To use our services, you must:

• Be at least 18 years old
• Have the legal capacity to enter into contracts
• Provide accurate and complete information
• Comply with all applicable laws and regulations

3.2 Account Security

You are responsible for maintaining the security of your account credentials and for all activities that occur under your account. You must immediately notify us of any unauthorized use of your account.

4. Fees and Payments

By using our services, you agree to pay all applicable fees as described in our pricing documentation. Fees may include:

• Transaction processing fees
• Currency conversion fees
• Chargeback fees
• API usage fees
• Additional service fees

We reserve the right to modify our fees with reasonable notice. Continued use of our services after fee changes constitutes acceptance of the new fees.

5. Prohibited Activities

You agree not to use our services for any illegal or unauthorized purposes, including but not limited to:

• Money laundering or terrorist financing
• Fraudulent transactions
• Violation of intellectual property rights
• Unauthorized access to our systems
• Circumvention of our security measures
• Processing of prohibited goods or services

6. Compliance and Legal Requirements

You must comply with all applicable laws and regulations, including:

• Anti-money laundering (AML) regulations
• Know Your Customer (KYC) requirements
• Payment card industry (PCI) standards
• Data protection and privacy laws
• Export control regulations
• Sanctions and embargoes

7. Intellectual Property

All intellectual property rights in our services, including but not limited to trademarks, copyrights, and trade secrets, are owned by SuwPay. You may not use our intellectual property without our express written permission.

8. Limitation of Liability

To the maximum extent permitted by law, SuwPay shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits or revenue
• Business interruption
• Data loss or corruption
• Service interruptions
• Third-party claims

9. Termination

We may terminate or suspend your access to our services immediately, without prior notice, for any reason, including but not limited to:

• Violation of these Terms
• Fraudulent or illegal activities
• Non-payment of fees
• Extended period of account inactivity

10. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any material changes by posting the new Terms on this page. Your continued use of our services after such modifications constitutes your acceptance of the new Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law provisions. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts in [Your Jurisdiction].

12. Contact Information

If you have any questions about these Terms, please contact us at: